Welcome to LendLocal

LendLocal is a new form of social investment. It gives you the chance to make a difference to the UK’s most disadvantaged communities.

How? By making loans to people and businesses the banks can’t be bothered with – not bad businesses or dodgy people, but those who miss out because of ‘postcode lending’.

Banks aren’t keen on lending in poorer areas, no matter how good a borrower’s prospects. They’d rather just go where their computers tell them (even if that means losing lots of money, as we’ve all seen).  

But everyone needs a loan from time to time – to get a business idea off the ground, to help grow a business once it’s trading, to deal with an unexpected expense.

That’s where you come in. LendLocal connects you to borrowers in your own community or elsewhere in the UK who need a hand because the banks won’t give them a fair hearing.

You don’t have to work out who’s a safe bet. All of our loans were made originally by a community development finance institution (CDFI) or a credit union. Though your loan principal is at risk when you lend through LendLocal, these are credible organisations that know about lending money.

Contact LendLocal

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